Terms & Conditions

Introduction and Acceptance of Terms of Use and Service

Welcome to Contractor Wealth System (“CWS,” “we,” “our,” “us”), a division of Wealth Builders Inc. These terms and conditions of use and service (the “Terms”) govern your access to and use of this website, www.contractorwealthsystem.com (the “Website”), along with other CWS websites that link to the Website and Terms, and the services offered by CWS through this Website (the “Services”). We offer the Website and Services to you, the user, conditioned upon your acceptance of all terms and conditions stated herein.

Please carefully read and understand these Terms before accessing or using the Website or other of our sites or online resources which link to these Terms and before using CWS’s Services.

Contact us at support@contractorwealthsystem.com with any questions.

Acceptance of Terms

By accessing and using the Website and/or the Services, you agree to be bound by these Terms. If you disagree with any part of the terms, you should discontinue use of our Services. These Terms, together with any other terms and conditions provided by CWS in connection with the Services, form a legally binding agreement between you and CWS (the “Agreement”).

Website Use

If you use the Website, you affirm that you have the legal capacity to enter into a binding contract with us and have read this Agreement and understand and agree to its terms. Your use of this Website and its content is subject to your continued compliance with these Terms.

Use of User Content

By submitting content to the Website and CWS, including but not limited to reviews or testimonials, you grant us a royalty-free, worldwide, perpetual, nonexclusive, and irrevocable license to use, display, and modify your content for CWS’s promotional purposes or any other activity related to CWS’s services, in CWS’s sole discretion, without compensation. You represent and warrant that you own or otherwise control all rights to the content you post; that use of the content you supply does not violate these Terms and will not cause injury to any person or entity; and that you will indemnify CWS for all claims resulting from content you supply. CWS has the right but not the obligation to monitor and edit or remove any activity or content. CWS assumes no liability for any content posted by you or any third party.

Intellectual Property

All content on CWS’s Website and other sites, including texts, graphics, logos, and materials, and made available through the Services, is protected by copyright, trademark, and other intellectual property laws and belongs to CWS or its licensors. You are permitted to access the Website and the content for personal, non-commercial use, subject to your adherence to these Terms. You acknowledge and agree that you shall obtain no ownership rights in any content available on the Website or through the Services. You further acknowledge and agree that you do not acquire any ownership rights in any material protected by intellectual property laws, including but not limited to the Services or the content therein. You may not copy, modify, transmit, reproduce, distribute, or republish any content from the Website or the Services. Any unauthorized use of the content from the Website and Services may violate intellectual property rights or other applicable law and could result in criminal or civil penalties.

User Conduct

You agree to use the Website and Services responsibly and legally. You agree not to use the Website and Services in any manner harmful to CWS. Unauthorized use of the Website’s content, including reproduction, modification, or distribution, is strictly prohibited.

Limitation of Liability and Disclaimer of Warranties

To the fullest extent provided by law, in no event will CWS, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind, under any legal theory, arising out of or in connection with this Agreement, the Services, your use, or inability to use, the Website, any websites linked to it, any content on the Website or such other websites, including any direct, indirect, special, incidental, consequential, or punitive damages, including but not limited to, personal injury, pain and suffering, emotional distress, loss of revenue, loss of profits, loss of business or anticipated savings, loss of use, loss of goodwill, loss of data, and whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.

Your use of the Website, its content, and any Services is at your own risk. The Website, its content, and any Services are provided on an "as is" and "as available" basis, without any warranties of any kind, either express or implied. Neither CWS nor any person associated with CWS makes any warranty or representation with respect to the completeness, security, reliability, quality, accuracy, or availability of the Website. Without limiting the foregoing, neither CWS nor anyone associated with CWS represents or warrants that the Website, its content, or any Services will be accurate, reliable, error-free, or uninterrupted, that defects will be corrected, that our site or the server that makes it available are free of viruses or other harmful components, or that the Website or any Services or the quality thereof will otherwise meet your needs or expectations. CWS assumes no responsibility for the content or functionality of any non-CWS website to which we provide a link.

To the fullest extent provided by law, CWS hereby disclaims all warranties of any kind, whether express or implied, statutory, or otherwise, including but not limited to any warranties of merchantability, non-infringement, and fitness for particular purpose.

Individual results from the Services will vary from user to user. CWS does not promise, guarantee, or warrant your financial success or wealth from your use of the Services. Those who purchase our Services will receive access to our programming. However, we do not guarantee your success and based upon many market factors that we cannot control.

The foregoing does not affect any warranties that cannot be excluded or limited under applicable law.

Indemnification

You agree to defend, indemnify, and hold harmless CWS, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to (i) your violation of these Terms or your use of the Website, including but not limited to your user content submitted on the Website, any use of the Website's content or Services, (ii) your use of any information obtained from the Website, or (iii) your violation of any law or the rights of a third party.

Governing Law and Dispute Resolution

This Agreement and any issue or dispute arising out of or otherwise related to this Agreement, or your access or use of the Website or Services, are governed by the laws of the State of Delaware, without giving effect to its conflicts of laws principles. Any disputes related to this Agreement, the Website, or Services will be resolved exclusively in the state and federal courts of Delaware.

Amendments

CWS reserves the right to update and change, from time to time, these Terms and all documents incorporated by reference by posting updates and/or changes to our Website. It is your responsibility to check this page periodically for changes. You can find the most recent version of these Terms here. Use of the Website after such changes constitutes acceptance of such changes. Any new features or tools which are added to the current Website shall also be subject to the Terms.

Service Terms

We commit to providing resources to assist with your financial success through CWS’s wealth-building strategies. The Services involve providing you with access to financial planning tools, expert guidance, and dedicated coaching by experienced wealth advisors. Here’s how the financial and operational aspects of the Services work:

  • Profit Sharing: For the first year of your engagement with the Services, you agree to share five percent (5%) of the profits earned from investments made through CWS’s strategies with CWS.
  • Expense Tracking: CWS will provide detailed instructions on tracking your expenses transparently to ensure all financial aspects of the wealth-building process are manageable.
  • Profit Calculation and Payments:
    • After your expenses have been paid, CWS will assist in compiling a Profit and Loss (P&L) statement.
    • You will mail a check for our five percent (5%) of the profits by the fifteenth (15th) day of the following month after the first year of engagement to allow proper time for accurate financial compilation and review.
    • Focus on Success: Our team invests its expertise to maximize your wealth, aligning our success with yours.
    • Duration and Scope: This partnership model covers only the first year of engagement with each wealth-building strategy you implement through our Services. After the first year, all profits are yours alone.

By using and accessing the Services, you agree to the terms outlined above and herein, ensuring a mutual commitment to success and transparency in handling financial aspects of the provision of the Services.

Refund and Satisfaction Guarantee Policy

At CWS, we stand behind the effectiveness of our programs and are committed to your success. Below are the details of our refund policy:

  • Refund Eligibility: To qualify for a refund, you must fully engage with our program. This includes implementing at least one wealth-building strategy recommended by CWS within 6 months of enrollment in the Services. Demonstrating that you have followed our strategies is crucial for refund eligibility.
  • Refund Conditions:
    • Initial Period: If you believe the program is not the right fit, you may request a refund within 6 months of your enrollment date in the Services, provided you have implemented the strategy and can demonstrate adherence to the CWS process.
    • Non-Refundable Circumstances: Refunds will not be issued for any other reason than as specified herein, such as technical comprehension issues, personal health problems, or buyer's remorse.
  • Refund Request Process: To initiate a refund, please contact our support team at support@contractorwealthsystem.com with details of your strategy implementation and a clear explanation of why the program did not meet your expectations.
  • Local Regulations: We encourage you to review any applicable local or state guidelines regarding online purchases and refund entitlements, as these may vary by location.
  • Policy Amendments: CWS reserves the right to modify this refund policy at any time, with changes effective upon posting. Please review our terms regularly to remain informed of your rights.

By enrolling in CWS’s Services and using the Website, you acknowledge and agree to these Terms, including our Refund and Satisfaction Guarantee Policy.

Waiver

No waiver by CWS of any of the provisions of this Agreement shall be effective unless explicitly set forth in writing and signed by CWS. Except as otherwise set forth in this Agreement, no failure to exercise, or delay in exercising, any right, remedy, power, or privilege arising from this Agreement shall operate or be construed as a waiver thereof, nor shall any single or partial exercise of any right, remedy, power, or privilege hereunder preclude any other or further exercise thereof or the exercise of any other right, remedy, power, or privilege.

Assignment

You shall not assign, transfer, delegate, or subcontract any of its rights or delegate any of its obligations under this Agreement without the prior written consent of CWS. Any purported assignment or delegation in violation of this Term shall be null and void.

Severability

If any term or provision of this Agreement is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable in any jurisdiction, such invalidity, illegality, or unenforceability shall not affect any other term or provision of this Agreement or invalidate or render unenforceable such term or provision in any other jurisdiction.

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